Our Team - Professional Concepts Insurance Agency

Our Team

Mike Cosgrove

President
810-224-5255 | Bio
mcosgrove@pciaonline.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >

Jamie Piercy

Vice President
810-224-5258 | Bio
jpiercy@pciaonline.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >

Theresa Falzetti, CIC

Account Executive & Operations Manager
810-224-5261 | Bio
tfalzetti@pciaonline.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >

Harvey L. Lee

RHU, REBC, CLTC
President, Total Benefit Systems Inc.
810-239-0200 ext. 203 | Bio
hlee@total-benefit-systems.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >

Kim Fricke-Minnis

Founding Principal
810-224-5254 | Bio
kfricke@pciaonline.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >

Jennifer Brent

Business Development Coordinator
810-224-5267 | Bio
jbrent@pciaonline.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >

Maegan Jones

Account Manager
810-224-5270 | Bio
mjones@pciaonline.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >

Kathryn Lance

Account Manager
810-224-5278 | Bio
klance@pciaonline.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >

Michael Lloyd

Account Administrator
810-224-5256 | Bio
mlloyd@pciaonline.com

<img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img width="256" height="256" alt="Image" loading="lazy" data-src="/wp-content/uploads/2020/01/VCF-file-purple.png" class="lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw=="><noscript><img src="/wp-content/uploads/2020/01/VCF-file-purple.png" width="256" height="256" alt="Image" loading="lazy" >